Living the Money Dream
Posted on July 18, 2010
Filed Under Credit, Personal Finance | Leave a Comment
Many people believe that the American dream has vanished. With people sinking into debt, losing their jobs, their homes and their lifestyle, the reality is setting in. Compulsive spending and wasteful consumption are to blame – not the economy.
Throwing Away Money
Every day we are exposed to television programs and magazine articles showing us how successful people live. Magnificent homes, flashy cars and wardrobes bigger than some homes packed full of designer clothing are portrayed as the measure of success. We not only admire them, we strive to be like them.
It is so easy to forget that the images we see are fantasies. They are created to be different from the norm. If life on screen actually reflected the way we really live, no one would watch. It would be boring. We still want the things those fantasy characters have, and advertisers are only too happy to try and convince us to buy more of their goods through commercials.
With online shopping available to most people, we no longer have to wait for the stores to open the next day, during which time we may have reconsidered and decided not to buy yet another thing we don’t need. Online shopping means you can buy the products you see advertised immediately, without considering whether you really need them.
Keep Your Money For What You Need
But all is not lost. Learn to think twice before you spend. If you feel that you must have that special thing, whatever it is, you probably are feeling a loss or some tension in another area of your life. No matter how much money you spend, no purchase will make that feeling go away. This is especially true if the tension is due to debt or other financial issues.
A new pair of shoes will never turn you into the person on the television screen. Yes, they may look good. But if you are honest, you probably have several similar pairs in your closet collecting dust. Security comes from being able to pay the bills and maintain daily expenses like rent, food and utilities so we can live comfortably.
The attraction of material things dwindles as you feel more secure, looking after the necessities before the wants.
The most important thing money can do is to keep you safe. If you throw your money away on things that you cannot afford, no silk shirt, and no pair of shoes will ease the stress in your life.
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