Creating Funds for Special Purchases
Do you want something new that you can’t afford? Don’t be tempted to use credit or apply for a loan to get it. Instead, save up for it. Just like when you were a kid, start a piggy bank and begin saving your money.
Put money from overtime in the jar as well as from savings [...]
If I’m Going Bankrupt Anyway, Should I Max Out All My Cards?
If you’re considering going bankrupt, should you have one last bit of fun and go wild with your credit cards? No! This is a temptation many are faced with because they know it’ll be a while before they are able to have credit again.
Bankruptcy is a serious thing and is not something to be taken [...]
What To Do If Creditors Aren’t Acting Ethically
If your creditors are not acting ethically, you can do something about it. There are laws and regulations regarding their treatment of debtors so it’s important that if you feel your creditors are stepping over the line you deal with creditors appropriately
What To Do:
• Let them know that you are aware of your rights. Sometimes [...]